In Florida, extreme weather, especially hurricanes, poses a serious threat to homes and buildings. Standard windows and doors often can’t withstand the high winds and flying debris, putting lives and property at risk. To solve this, the state has enforced strict building codes that aim to improve structural safety and reduce damage during storms, especially in high-risk zones.
One major requirement under the Florida Building Code is the use of impact-resistant windows and doors in certain areas. These specially designed products help protect homes from windborne debris and structural failure. If you’re wondering whether Florida law mandates impact windows and doors, the answer depends on your location and property type, but in many cases, the code does require them.
What is the Florida Building Code?
Florida Building Code for Window and Door Replacements
8th Edition (2023) Florida Building Code Update
Building Types Separated by Risk Categories
The Florida Building Code separates buildings into different risk categories based on how much wind they could face. It also uses three wind speed maps to show how strong the winds can be in different areas. This helps determine what kind of protection buildings need.
High-Velocity Hurricane Zone (HVHZ) Locations
Miami-Dade and Broward Counties are part of the High-Velocity Hurricane Zone (HVHZ), where winds are the strongest. Buildings in these areas must follow stricter rules, including using impact-resistant windows and doors to prevent damage from hurricanes.
Are Impact Windows Required in Florida?
- Some areas allow plywood as a temporary protection method.
- Windows below 30 feet must withstand strong impacts (large-missile protection).
- Windows above 30 feet need protection against smaller debris (small-missile protection).
- Exception: In some places outside high-risk zones, windows above 60 feet might not need protection.
These rules help keep buildings safe during hurricanes and strong storms.
Permit Requirements for Window and Door Installation
Why Inspections Matter

Impact Windows and Doors: Regulations and Compliance
- HVHZ (High-Velocity Hurricane Zones): South Florida has HVHZ areas that require windows and doors to resist winds of up to 200 mph (really strong winds!).
- Wind-Borne Debris Protection: In areas where winds are 140 mph or stronger, buildings need extra protection from things that could be blown around, like trees and debris.
Options for Meeting the Requirements:
There are a few ways to meet the standards for impact resistance:
- Plywood Shutters: You can use plywood shutters that are at least 7/16 inches thick and attached securely. However, this is not allowed for windows over 44 inches wide or buildings taller than 33 feet.
- Hurricane Shutters: These are specialized shutters that are designed to withstand storms. They could be roll-down, panel, or accordion shutters. These must pass certain tests like the ASTM or Miami-Dade tests for impact resistance.
- Impact-Resistant Windows and Doors: These windows and doors are specifically designed to withstand the force of hurricanes. They must meet the strict Miami-Dade or ASTM standards to make sure they are strong enough.
Determining Required Design Pressures (DPs):
To figure out what type of windows and doors are needed, you need to consider the wind speeds in the area and the height of the building. This helps determine the strength of the windows.
- Exposure Category: This tells you how much wind your building is likely to face.
- Exposure C: If your building is less than 60 feet tall and more than 1,000 feet away from open areas, it falls into this category.
- Exposure D: If your building is near open areas (like beaches) or taller than 60 feet, it’s in Exposure D. This includes important buildings like schools and hospitals that need extra protection.
- Building Zones: Your building is divided into zones based on how strong the wind is in each area:
- Zone 5: This includes places like corners, where wind hits the hardest. These need stronger windows.
- Zone 4: The rest of the building requires windows with slightly less strength.
Window Installation Requirements:
The windows need to be installed properly to protect against high winds. Here’s what needs to be done:
- Proper Attachment: The window must be securely attached with the right fasteners that go deep into the building’s structure.
- Flashing: This is a special seal around the window to keep water from getting in. It must be installed following strict standards set by groups like AAMA or FMA.
- Window Mulling: This refers to the way windows are joined together. It must be strong enough to transfer the pressure from the wind to the building itself.
Conclusion
Florida has some of the strictest building codes to keep people safe during hurricanes. Homeowners and builders need to make sure they follow these codes carefully by checking local rules and codes, getting the proper permits, and using windows and doors that meet the safety standards. By doing this, they can help protect their homes and avoid penalties while staying safe in extreme weather conditions.
FAQs
Impact windows cost between $300 to $1,000 per window, while impact doors range from $1,000 to $3,500 or more. Labor costs vary, often between $60 to $120 per hour.
You can find installers through online directories like Angie's List or HomeAdvisor, ask for referrals from neighbors, or check manufacturer websites for certified contractors.
Look for contractors with good reviews on trusted sites, verify their licenses and insurance, and get multiple quotes before committing. Always check references.
Impact windows and doors can lower insurance premiums, reduce energy bills by improving insulation, and minimize maintenance costs over time.
Installation typically takes about 1 to 3 days, depending on the number of windows and doors being installed and the complexity of the project.